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3 Habits of People With Excellent Credit Scores – That’s because you’ll need to avoid maxing out credit cards, which can lower your credit score. In fact, using more than 30% of the available credit on any card could cause your score to drop..
Very Poor Credit Home Loans | Finance Information – · They are able to lower their minimum requirements for a loan. No longer do you need to have a 620 credit score, people with poor credit can get approved. These âbad credit home loansâ are known as a sub-prime mortgage. fha loans allow for poor credit scores as low as 500 with 10% down and 580 score with 3.5% down. To offset the risk lenders take, even if your bad credit.
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