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Throughout 2018, rates on 15-year fixed-rate mortgages have been about 60 basis points (0.6 of 1 percentage point) lower than rates on 30-year fixed-rate loans, according to Bankrate’s weekly.
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A crucial consideration as you shop for mortgages is getting the best possible interest rate. Interest rates determine the cost of your mortgage for the life of the loan, so getting the lowest.
How to Find the Best Mortgage Rates. Mortgage rates can change daily, and can vary widely depending on the borrower’s personal situation. The difference can mean tens of thousands of dollars over the life of the loan.