The FHA loan applicant who cannot show at least one year of on-time payments to all creditors in the time leading up to the new loan application may find it difficult to get an FHA loan approved. This is what the FHA loan rulebook, HUD 4155.1, says about a lack of credit history as described above:
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4 Guidelines on How To Get a Loan With No Credit – And remember, having insufficient credit is far different than having bad credit, If you actually have bad credit you should consider dealing with the negative marks on your credit report before applying for a loan. Enjoyed our "How to get a loan with no credit" article? Get related article here: Learn about getting peer-to-peer loans.
Can You Refinance a Personal Loan? – You could obtain a new refinance loan from your existing personal loan lender. Or, you could go to a different personal loan lender to obtain a new refinance loan. Some people also use credit. can.
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Here's how to get a loan with no credit | Policygenius – Even if you have poor credit or none at all, you can get the loan you want and rebuild your credit standing at the same time. Pursue financing from a credit union. A large bank, financing company or major lender may deny you a loan if you have bad credit, since the abundance of credit applications they receive may get you lost in the shuffle.
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