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Rent to Own Homes: How They Work and Where to Find Them – Rent-to-Own Fees and Costs. Rent-to-own fees can be broken down into three parts: an option fee, the rent and the rent premium. The option fee is an upfront deposit, usually between 2.0% to 7.5% of the home’s purchase price. This amount will be put towards buying the house once the rental term ends.
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