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Best and Worst States for First-Time Homebuyers – To make buying a home more achievable, first-time homebuyers can apply for Oregon Housing and Community Services Agency programs such as Cash Advantage, which offers low fixed rates plus cash assistance, and Rate Advantage, which offers below-market interest rates on mortgages.
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The Best Mortgage Lenders and Rates – While fixed-rate mortgages offer certainty and they’re the best choice for many home buyers. If it isn’t very high, it can be worth spending some time beefing it up before starting the home-buying.
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